Farewell financial advice

Today was my last day as a financial adviser. I'm leaving for financial reasons. I was not making enough for me or the company. With the approaching downturn, I could see my prospects could only get worse.

My employer was also cutting commission and re-organising territories which would mean I would have to travel further and spend more time travelling to see customers.

After the territory reorganisation, I still hadn't received details of customers in my new territory. That's another sign that it was time to go.

I will be looking forward to not having to make appointments by phone, arriving at empty houses and being told that the customer does not want to improve the financial situation as well as getting my evenings back.

Financial Advice Exam 3

In my spare time, I have been studying for my IFS financial advice exams. Instead of studying for them, I have been watching lots of free French DVDs from the online rental website, Lovefilm. They've give me 3 months free membership as I cancelled my last free trial before I had to start paying. So, those lovely film lovers have let me watch dozens of DVDs for free, including all 7 discs of 24, series 7.

I have to pass all 6 of them of being authorised by the FSA. So, having passed 2 already, I have 18 months to do the other 4.

At the moment I am studying for the 3rd Certificate for Financial Advisers (CeFA) exam, CeFA-3, which has units in Retirement & Protection, both of which have to be passed separately, with a 70% pass mark.

The exam is on 8/1/08.